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Terms of Service

Last updated: August 2026

1. Acceptance of Terms

By accessing or using Necleo, you agree to these Terms of Service. If you do not agree with these terms, please do not use the platform.

2. Description of Service

Necleo is a business management and financial insight platform that helps business owners organize financial information, understand business performance, generate reports, and receive AI-powered business insights.

Necleo is designed to help business owners make better-informed decisions by providing financial clarity, trends, summaries, recommendations, and business analysis tools.

3. User Responsibilities

You are responsible for:

  • • Providing accurate business and financial information
  • • Maintaining the security of your account
  • • Reviewing information and insights for accuracy
  • • Using Necleo in compliance with applicable laws
  • • Making your own business decisions based on your judgment

4. Financial Information and AI Disclaimer

Necleo provides software tools that organize financial data, generate reports, and provide AI-powered business insights.

AI-generated insights, recommendations, summaries, and analysis are provided for informational and business planning purposes. They may not always be accurate, complete, or suitable for every situation.

Necleo does not replace professional accounting, tax, legal, or investment advice. Users remain responsible for verifying information and consulting qualified professionals when needed.

5. Subscriptions and Payments

Paid subscriptions provide access to Necleo features according to the selected plan.

Subscription pricing may change in the future. Users will be notified of significant pricing changes before they take effect.

6. Acceptable Use

Users may not misuse Necleo, attempt unauthorized access, interfere with platform operation, reverse engineer the service, or use Necleo for unlawful purposes.

7. Data Responsibility

Users are responsible for the accuracy and legality of any information uploaded to Necleo. Necleo is not responsible for errors caused by inaccurate, incomplete, or incorrect user data.

8. Service Availability

We work to keep Necleo available and reliable, but we cannot guarantee uninterrupted service at all times.

9. Limitation of Liability

To the maximum extent permitted by law, Necleo is not responsible for losses, damages, or decisions made based on information, reports, or AI-generated insights provided through the platform.

10. Intellectual Property

All Necleo software, branding, designs, and platform features are owned by Necleo and may not be copied, modified, or distributed without permission.

11. Termination

Necleo may suspend or terminate accounts that violate these Terms or misuse the platform.

12. Contact

Questions about these Terms of Service can be sent to:

necleo.app@gmail.com